Creating a spending plan may seem a bit daunting at first, but can actually be quite easy. The areas that give most people grief are categorizing their expenses into various buckets, like groceries, housing, transportation, and cash items.
What if you could just separate these expenses into two categories...discretionary and non-discretionary expenses (wants and needs)? Would that not make it much easier? I'll show you how.
Here are some tips and tricks to help save money without having to resort to a steady diet of Ramen?
Check out the video here: https://www.youtube.com/watch?v=IoeAIpbe2hc&t=731s
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