Stay On Budget While Ordering Take-Out

For the last many months I have been suggesting something I never thought I would be suggesting... To just order take-out to stay on budget.

Now before you unsubscribe or block me for thinking I've gone off the deep end, let me explain.

Spring cleaning your financial records

If you’re anything like me, spring cleaning is a welcome annual occurrence. Getting everything cleaned and organized gives me a sense of refresh and order. However, others may see this as more of a necessary evil. Regardless of your outlook on such tasks, when it comes to your financial documents, neglecting your annual financial “cleaning” could cost you more than a few extra dust bunnies.

Budgeting Blunders

Creating a budget is not that difficult. In fact, it can be jotted down on a napkin with a crayon. But sticking to a budget is where the hard work takes place.

Here are a few areas where I see budgets take a nose-dive. Don't let one of these budget blunders allow you to become a victim of a savings snafu.

Keep It Simple

One of the largest mistakes people make, by far, is creating a budget that is too complex.  In an attempt to allocate each penny, which is a good thing, they create a budget that has forty five or more line items, which is not a good thing.

Tips For Getting Through Unplanned Debt

I can’t remember my parents ever talking about money matters with my siblings and me. I know for a fact my grandparents never openly discussed such things. However, I see it becoming more common place for families to open up about financial matters around the dinner table, and I think it’s great.

When everyone is involved, it helps them understand why certain things are, or are not, possible. Better yet, keeping the lines of communication flowing is the best thing for any relationship, regardless of the topic.